How to Make a Successful Mold Insurance Claim in Texas

Mold is a fungus that can be found almost everywhere in and outside your home. But some forms of mold are considered hazardous, such as black mold, which can produce chemicals that cause severe illness.

Still, mold coverage might be limited to $10,000. In some cases you can add mold coverage with higher limits in exchange for a premium increase. You can navigate to vosslawfirm.com/faqs/mold-damage-mold-removal-can-i-file-an-insurance-claim-.cfm to learn more about mold insurance claims.

home insurance mold damage

Still, mold coverage might be limited to $10,000. In some cases, you can add mold coverage with higher limits in exchange for a premium increase. You can navigate to  to learn more about mold insurance claims.

If you think you suspect mold in your home, here are a few tips for successfully navigating your claim.

  • Be ready to advocate for yourself

A home insurance company might quickly deny a mold claim. So if you believe you’re entitled to coverage, be ready to stand your ground. Don’t try to guess at the cause of the mold on your own, unless it’s obvious, such as a burst pipe. Ask for an investigation into the cause.

  • Make a claim

Call your insurance provider immediately to make a claim. Keep a log of detailed notes of every conversation with your insurance provider and who you spoke with.

  • Review your policy

Review your homeowner's insurance policy carefully to understand your coverage.

Protect your property from further damage. 

Don’t start actual repairs before an insurance adjuster has evaluated your damage, but do take actions to prevent further damage. For example, if you have roof damage, you may need to cover holes.

  • Provide supporting materials for your claim

Photograph, videotape and take an inventory of all of your damaged property. You’ll want to document your loss as thoroughly as possible to support your claim.

These are some of the tips for a successful mold insurance claim. It is good if you hire a mold attorney in Texas. They will do all the paperwork for you and give you justice as you deserve.